Credit Cards

The steps in brief: The Upstox explainer states a confirmation letter in 7 to 10 days. How to close a demat account in India: step by step Step 1: Check what is in the account Log in to your broker and list equity shares, ETFs, bonds, mutual fund units held in demat form, and any

The steps in brief: For floating-rate loans to individuals for non-business purposes, the RBI directions effective 1 Jan 2026 bar prepayment and foreclosure charges. How to close a loan account in India: step by step Step 1: Request the foreclosure statement Ask your lender for a foreclosure or pre-closure statement with a validity date. It

The steps in brief: Under the RBI direction the date of your request matters, because the 7 working day clock starts from there once dues are cleared. How to close a credit card in India: step by step Step 1: Decide whether to close or downgrade If the issue is the annual fee, first try

Knowing how to close a bank account in India properly saves you from surprise charges, missed EMIs and a messy credit trail. Closing is simple in principle: clear every linked instruction, move the balance, submit a closure request at your home branch, and keep written proof. The details that trip people up are the closure

Forex markup India cardholders pay is one of the least visible costs of foreign travel and overseas online shopping. Every time an Indian credit card, debit card or forex card is used in a foreign currency, the bank can add a percentage fee on top of the exchange rate, plus 18% GST. This page compares

Debit card charges India banks levy look small one by one, but annual fees, ATM fees, replacement fees and minimum balance penalties can quietly take a few hundred rupees a year from a savings account. This page compares the main debit card charges India customers pay in 2026, with a dated source for every table.

Credit card charges India cardholders pay are rarely visible at the time of swiping, yet interest, late fees, cash advance fees and GST can add thousands of rupees a year. This page compares the main credit card charges India banks levy in 2026, with a dated source for every table. Rates are set by each

Compare the best credit cards in India for 2026. Top picks for rewards, cashback, travel, and shopping with detailed benefits, fees, and smart usage tips.

Credit card balance transfer in brief: The new bank pays off your old card’s outstanding balance. Transferring a high-interest credit card balance to a card offering 0% for the first few months can save thousands in interest, but only if you clear it before the promotional period ends, since the rate that kicks in afterward

Credit card annual fee in brief: Annual fees on credit cards range from ₹500 to ₹10,000+ for premium cards. Annual fees on credit cards range from ₹500 to ₹10,000+ for premium cards. However, most cardholders can get these fees waived with the right approach. Banks would rather retain an active customer than lose them over