FD Calculator
Calculate maturity amount on your Fixed Deposit with simple or compound interest.
Principal₹1,00,000
Interest Earned₹23,144
Maturity Amount₹1,23,144
FD Interest Calculation
Most banks in India compound FD interest quarterly. The formula is: A = P(1 + r/n)^(nt) where P = principal, r = annual rate, n = compounding frequency per year, t = time in years.
Current FD Rates in India (2025)
Most major banks offer 6.5%–7.5% for regular customers and 7%–8% for senior citizens on 1–3 year FDs. Small finance banks like AU, ESAF, and Jana offer higher rates of 7.5%–9%.