Fixed Income

NRE FD rates 2026 range from about 5.85% to 7.50% a year across 26 banks, with Saraswat Co-operative Bank at 7.15% for one year and DCB Bank, City Union Bank and Tamilnad Mercantile Bank above 6.5% on shorter tenures. SBI pays 6.25% for one year. Below are bank-wise NRE rates, FCNR dollar deposit rates, and

Post office vs bank FD rates in October 2026: the 5-year post office time deposit pays 7.50%, while SBI pays 6.05% and HDFC Bank 6.40% for the same tenure. Only small finance banks beat it, at the cost of lower insurance protection. Below is the full comparison, scheme by scheme. NRI? See NRE, NRO and

Senior citizens can earn up to 8.50% a year on fixed deposits in October 2026, but only at a few small finance banks and only on select tenures. Public sector bank senior citizen FD rates top out at 7.45% (Bank of India), and HDFC Bank and ICICI Bank pay 7.10%. This guide lists the rates

The RBI MPC meets 5-7 October 2026 with the repo rate at 5.25%. See how a hold, cut or hike affects your FD returns and loan EMIs.

Kvp interest rate in brief: The current KVP interest rate is 7.5% per annum, which doubles your investment in exactly 115 months (9 years 7 months). Kisan Vikas Patra (KVP) has one of the simplest value propositions of any government savings scheme: put money in, and it doubles, guaranteed, with a fixed and known timeline.

The EPF interest rate for FY 2025-26 is 8.25%: held steady for a third consecutive year, and still one of the highest guaranteed, tax-free returns available to any salaried employee in India. Here’s exactly how that rate is set, how it’s compounded, and how much it actually adds to your retirement corpus. Current EPF Interest

Recurring Deposit (RD) interest rates vary more between banks than most savers expect, and the Post Office RD, unlike bank RDs, hasn’t moved in over two years. Here’s exactly where rates stand today, how they got here, and what that gap means for where you should park your monthly savings. Related: post office vs bank

Fd interest rate history in brief: Fixed deposit rates in India don’t move in a vacuum: they rise and fall largely in step with the Reserve Bank of India’s repo rate. Fixed deposit rates in India don’t move in a vacuum: they rise and fall largely in step with the Reserve Bank of India’s repo

PPF interest rates have been revised more than 20 times since the scheme launched in 1968, from a high of 12% through the 1980s and 1990s down to today’s 7.1%. Understanding this history helps explain why the PPF account is still worth opening even at today’s lower rate, and what to expect if rates move