Large cap mutual funds invest in the top 100 companies by market capitalisation listed on Indian stock exchanges. These are well-established businesses like Reliance, TCS, HDFC Bank and Infosys that have proven track records of stable earnings and consistent growth. Large cap funds are ideal for investors seeking steady, long-term wealth creation with relatively lower volatility compared to mid or small cap funds.
SEBI mandates that large cap funds must invest at least 80% of their total assets in large cap stocks. This makes them a reliable choice for first-time equity investors and those with a moderate risk appetite. While returns may be lower than small or mid cap funds during bull markets, large cap funds tend to hold up better during market corrections.
| # | Fund Name | NAV (₹) | 1Y Return ▼ | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| 1 | quant Large Cap Fund - Growth Option | 16.38 | +6.06% | +17.50% | — |
| 2 | BANK OF INDIA Large Cap Fund Direct Plan Growth | 17.14 | +2.15% | +14.86% | — |
| 3 | SBI Large Cap FUND | 100.84 | -1.09% | +10.87% | +11.22% |
| 4 | HSBC Large Cap Fund | 505.16 | -1.10% | +11.53% | +10.51% |
| 5 | Tata Large Cap Fund -Direct Plan Growth Option | 565.49 | -1.27% | +12.18% | +11.68% |
| 6 | Invesco India Largecap Fund | 82.30 | -1.31% | +15.02% | +13.38% |
| 7 | BANDHAN Large Cap Fund | 86.27 | -1.80% | +13.79% | +12.33% |
| 8 | Groww Largecap Fund (formerly known as Indiabulls Blue Chip Fund) - Direct Plan - Growth Option | 50.06 | -1.90% | +11.89% | +10.92% |
| 9 | WhiteOak Capital Large Cap Fund Direct Plan Growth | 15.06 | -1.98% | +14.60% | — |
| 10 | BAJAJ FINSERV LARGE CAP FUND | 9.90 | -2.09% | — | — |
| 11 | JM Large Cap Fund (Direct) - Growth Option | 169.62 | -2.38% | +12.97% | +11.99% |
| 12 | BARODA BNP PARIBAS LARGE CAP Fund - Direct Plan - Growth Option | 247.57 | -2.81% | +13.59% | — |
| 13 | Taurus Large Cap Fund | 160.74 | -3.05% | +11.94% | +9.82% |
| 14 | Nippon India Large Cap Fund - Direct Plan Growth Plan - Growth Option | 97.25 | -3.36% | +14.22% | +15.40% |
| 15 | Union Largecap Fund - Direct Plan - Growth Option | 23.93 | -3.70% | +9.98% | +9.63% |
| 16 | Kotak Large Cap Fund - Growth | 630.35 | -3.71% | +12.13% | +11.30% |
| 17 | Mirae Asset Large Cap Fund | 121.50 | -3.77% | +10.27% | +9.86% |
| 18 | Edelweiss Large Cap Fund - Direct Plan-Growth option | 92.80 | -4.02% | +11.72% | +11.88% |
| 19 | Motilal Oswal Large Cap Direct Plan Growth | 13.42 | -4.20% | — | — |
| 20 | ICICI Prudential Large Cap Fund | 115.23 | -4.63% | +13.60% | +13.20% |
Data sourced from AMFI & mfapi.in. Returns are annualised CAGR. Past performance doesn't guarantee future results. Last updated: 07 Jun 2026
Frequently Asked Questions
What are large cap mutual funds?
Large cap mutual funds invest predominantly in the top 100 companies by market capitalisation on NSE and BSE. These funds offer stability and consistent returns, making them suitable for conservative to moderate-risk investors.
What is the minimum investment for large cap mutual funds?
Most large cap mutual funds allow you to start investing with as little as Rs 500 per month through a Systematic Investment Plan (SIP). Lump sum investments typically start at Rs 5,000.
Are large cap funds good for beginners?
Yes, large cap funds are often recommended as the first equity fund for beginners due to their lower volatility and exposure to well-known, stable companies.
How are large cap mutual fund returns taxed?
Short-term capital gains (held less than 1 year) are taxed at 20%. Long-term capital gains above Rs 1.25 lakh in a financial year are taxed at 12.5%.