Compare the best term insurance plans in India for 2026. See premium rates, claim settlement ratios, and coverage options from HDFC Life, ICICI Pru, Max Life, and more. Learn how much cover you need.
Learn how to invest in mutual funds as a beginner in India. Step-by-step guide covering KYC, platform selection, fund categories, starting your first SIP, and avoiding common mistakes.
Discover the best mutual funds for SIP investment in 2026. Our expert picks include top large cap, mid cap, small cap, and ELSS funds with performance data and portfolio building strategies.
Calculate your NPS retirement corpus with our free NPS calculator. Learn about NPS tax benefits under 80CCD, asset allocation strategies, withdrawal rules, and best pension fund managers.
Debt to income ratio in brief: DTI = (Total Monthly Debt Payments / Gross Monthly Income) × 100. Banks don’t just look at your salary before approving a loan. They look at what percentage of it is already committed to EMIs, and a debt-to-income ratio above 40% can get even a high earner rejected. Here’s
Pmay pradhan mantri awas in brief: The Credit Linked Subsidy Scheme (CLSS) component can save beneficiaries ₹2.3-2.67 lakh on their home loan interest, making homeownership accessible for millions of Indians. PMAY can shave several lakh rupees off a home loan through an interest subsidy, but the eligibility income caps and application process trip up enough
Loan emi calculator guide in brief: For a ₹30 lakh home loan at 8.5% for 20 years: r = 8.5/12/100 = 0.00708, n = 240. The same loan amount at the same interest rate can cost you lakhs more or less depending purely on tenure, a longer term lowers your EMI but quietly increases the
Stamp duty registration charges in brief: Stamp duty alone can add 5-8% to a property’s cost depending on the state, and a surprising number of buyers budget for the property price without ever pricing in this additional cost until closing. Stamp duty alone can add 5-8% to a property’s cost depending on the state, and
Gold loan India interest rates in 2026 start at about 8.5% at public sector banks and go past 25% at some NBFCs, so the lender you choose matters more than the loan size. The comparison table below lists 13 banks and NBFCs with fees and loan limits. A gold loan can be approved in under
Car loan vs paying in brief: A car loan at 9-10% interest on a depreciating asset is a very different decision from a home loan at a similar rate on an appreciating one, yet many buyers finance a car the same way they’d finance a house. A car loan at 9-10% interest on a depreciating
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