Tax Calculators
Optimize your tax liability legally. Compare old vs new regime, calculate capital gains, HRA exemption, GST, and take-home salary.
Income Tax Calculator
Compare old vs new tax regime for FY 2025-26. Find which regime saves you more tax.
Capital Gains Tax Calculator
Calculate LTCG and STCG tax on equity, debt funds, and property as per Budget 2024 rules.
HRA Exemption Calculator
Calculate HRA tax exemption under Section 10(13A). Works for metro and non-metro cities.
GST Calculator
Calculate GST amount for all slabs — 5%, 12%, 18%, 28%. Add or remove GST from any price.
Take-Home Salary Calculator
Convert CTC to in-hand salary. See complete breakdown of basic, HRA, EPF, tax deductions.
Gratuity Calculator
Calculate gratuity amount based on salary and years of service under the Payment of Gratuity Act.
Tax Planning Guide for Indian Taxpayers
Effective tax planning starts at the beginning of the financial year, not during the last-minute rush in March. The new tax regime (default from FY 2024-25) offers lower rates with fewer deductions, while the old regime allows deductions under 80C, 80D, HRA, and others.
For salaried employees earning ₹10-20 LPA, the old regime often works out better if you claim HRA, 80C (₹1.5L), 80D (health insurance), and home loan interest. For those earning above ₹15-20 LPA without significant deductions, the new regime’s lower slab rates typically save more tax.
Capital gains taxation was simplified in Budget 2024: equity LTCG is now taxed at 12.5% above ₹1.25 lakh exemption, while STCG is at 20%. Debt mutual fund gains are taxed at your income tax slab rate. Use our calculators to see the exact impact on your investments.
Frequently Asked Questions
Which tax regime should I choose — old or new?
Use our Income Tax Calculator to compare both. Generally, if your total deductions (80C + 80D + HRA + home loan interest) exceed ₹3.75 lakh, the old regime may be better. Otherwise, the new regime’s lower rates will save you more.
How is LTCG on equity calculated after Budget 2024?
Listed equity and equity mutual fund gains held over 12 months are LTCG. First ₹1.25 lakh is exempt, rest is taxed at 12.5% plus 4% cess. STCG (under 12 months) is taxed at 20%.
Is GST included in MRP?
Yes, the MRP printed on products includes GST. For B2B transactions, GST is shown separately on invoices. Use our GST calculator to find the base price excluding GST from any MRP.