EMI Calculator
Calculate your Equated Monthly Instalment (EMI) for home loan, car loan, personal loan or any other loan. See full amortization schedule with principal & interest breakup.
Monthly EMI
Total Interest
Total Payment
Principal Portion
Interest Portion
EMI Saving Tips
- Make part-prepayments when you get bonuses to reduce total interest
- Choose shorter tenure if you can afford higher EMI — saves lakhs in interest
- Compare rates across banks — even 0.25% difference saves big over 20 years
- Home loan interest up to ₹2 lakh deductible under Section 24(b)
- Principal repayment up to ₹1.5 lakh under Section 80C